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FINANCIAL AID, FAFSA, CADAA & CSS Profile

What is Financial Aid? 

Financial Aid is money that students receive to succeed in college, and that may look like grants, scholarships, loans, or work-study. This also includes the Two Years Free grant for California students attending Community College.  Financial Aid is designed to supplement the amount you and your family contribute.  There are four basic types of financial aid and they start with the FAFSA, California Dream Act Application, or CSS Profile.   

  1. Grants: awarded based on need; you do not have to repay a grant.
  2. Scholarships: awarded on special ability, academic achievement, religious affiliation, ethnic background, special interest, or random drawing; you do not have to repay a scholarship.
  3. Work Study: a federal program offering part-time jobs both on and off campus.  You don’t repay work-study funds because you’re trading work for financial aid.
  4. Education Loans: funds borrowed from a financial institution or the federal government.  You must repay educational loans, usually with interest.

Free money includes: Grants, Fee Waivers, Scholarships, Work-Study Programs

Money you need to pay back includes: Loans - Subsidized and unsubsidized

*Subsidized: The government pays interest while the student is in college

*Unsubsidized: Student is responsible for the cost of interest while in school

Cost of College

Direct Costs – tuition, fees, campus housing

Indirect Costs – books, supplies, room & board, personal expenses, transportation

Which application do I complete, FAFSA or the California Dream Act?

Complete FAFSA if you identify with one of the following:

  • US Citizen
  • Students in mix-status homes: Meaning the student is a US Citizen and parents are undocumented
  • U.S. permanent resident, with a Permanent Resident Card (formerly known as an Alien Registration Receipt Card or "Green Card")
  • Conditional permanent resident (I-551C)
  • Other eligible noncitizens with an Arrival-Departure Record (I-94) from the Department of Homeland Security showing any one of the following designations: "Refugee," "Asylum Granted," "Indefinite Parole," "Humanitarian Parole," or "Cuban-Haitian Entrant."
  • A citizen of the Republic of Palau (PW), the Republic of the Marshall Islands (MH), or the Federated States of Micronesia (FM)

Complete the California Dream Act (CADAA) if you identify with one of the following:

  • Undocumented students
  • DACAmented students
  • U visa holders
  • TPS holders

Be sure, no matter which application you use, USE YOUR OWN PERSONAL EMAIL ADDRESS.  NOT YOUR SCHOOL EMAIL

Instructions

Scholarships

Where do I find Scholarships?

  • Naviance
  • College & Career Center and the College & Career Center Website
  • RJUHSD Local Scholarship Program Feb. 1-28
  • Organizations your family is connected to – Local businesses, clubs, unions, banks, churches, parents place of employment.
  • Check your intended college’s website under financial aid/scholarships.
  • Online searches – be sure they are FREE. Here a few…
  1. Financial Aid on the Web: finaid.org
  2. Salle Mae Scholarships: https://www.salliemae.com/college-planning/college-scholarships/
  3. College Board: https://bigfuture.collegeboard.org/pay-for-college/grants-scholarships
  4. College Board Opportunity Scholarships: https://opportunity.collegeboard.org/
  5. Going Merry: https://www.goingmerry.com/
  6. Wired Scholar: wiredscholar.com
  7. com: www.gocollege.com
  8. Search for Scholarships: Scholarships360.org
  9. Student Aid: Studentaid.gov
  • RJUHSD Local Scholarship Program available from February 1 – 28th. A list of previous scholarships is available to review at the College & Career Center in December.

 

College Financial Aid After You Apply & Appeals

How to Appeal For Financial Aid - Tip Sheet

Due to the current situation and getting ready to embark on college, you may be rethinking your financial aid situation. 

Swift Student is a resource with information regarding requesting a change to your financial aid situation.  It is a free resource with a lot of answers to questions you may have, as well as helping you appeal your financial aid package.

FAQs

What is a Pell Grant? Watch this video for a quick overview

What if I am a foster youth? 

Which parent do I use when completing my FAFSA?

Dependent students must report their parents’ information, as well as their own, on the Free Application for Federal Student Aid (FAFSA®) form